Is the hospital list on this page permanent and complete?

No. Hospital panels are dynamic and subject to ongoing audits, renewal contracts, and government policy revisions by the Punjab Health Initiative Management Company (PHIMC). While we list representative major institutions, you should always verify the live active list on phimc.punjab.gov.pk or call 0800-09009 before scheduling non-emergency treatment.

What should I do if my chosen private hospital says it is no longer on the Sehat panel?

If a private hospital has temporarily suspended Sehat Card services, you can either select an alternative empanelled private facility from the PHIMC live portal or visit any major government teaching hospital (such as Mayo, Jinnah, Services, or LGH), where Sehat Sahulat desks operate continuously.

Does the Sehat Card cover Outpatient (OPD) clinic consultations and daily medicines?

No. The Sehat Sahulat Program is an Inpatient (IPD) health insurance scheme covering hospitalization, surgeries, day-care procedures (like dialysis and chemotherapy), and emergency admissions. Routine outpatient (OPD) doctor checkups and daily walk-in pharmacy purchases are not covered.

What is the annual treatment limit per family under the Sehat Card in Punjab?

Under the standard Sehat Sahulat Program, each eligible family is allocated up to Rs. 1,000,000 (10 Lakh PKR) per year for secondary and priority tertiary inpatient healthcare treatments across empanelled hospitals.

PUNJAB PHIMC DIRECTORYEMPANELLED HOSPITALS 2026

Sehat Card Hospital List Lahore 2026: Verified Panel, Inpatient Limits & PHIMC Portalصحت کارڈ ہسپتال لسٹ لاہور: سرکاری و نجی ہسپتال، پی ایچ آئی ایم سی پورٹل اور کیش لیس علاج

Need to know which hospitals in Lahore accept the Sehat Sahulat Card for hospitalization and surgeries? Here is the practical guide: major public and private participating institutions, how to verify active panel status on phimc.punjab.gov.pk, and what is covered under the Rs. 1,000,000 family limit.

Finding a Hospital vs. Checking Card Eligibility

This page is specifically for locating hospitals in Lahore that accept the Sehat Card. If you haven't verified whether your family is eligible or want to check province-wide program status, use our other dedicated guides:

Check Sehat Card Eligibility by CNIC (8500 SMS) →|Sehat Card Active Status by Province (Punjab/KP/Sindh) →

In Short

Verified Summary

Audio Guide:

How to Check or Verify: Which Hospitals in Lahore Accept the Sehat Card?

To find verified hospitals in Lahore accepting the Sehat Card, check the live official directory on phimc.punjab.gov.pk or call helpline 0800-09009. Major government teaching hospitals (Mayo, Jinnah, Services, LGH) and participating private hospitals accept the card for cashless inpatient admissions and surgeries up to Rs. 1,000,000 per family/year.

Important Rule: Always Verify Before Visiting a Private Hospital

Here is a realistic piece of advice from experience: hospital panels are not permanently carved in stone. Private hospitals frequently negotiate billing quotas with State Life and PHIMC, meaning a private clinic active on the panel last month might temporarily suspend new non-emergency admissions this week.

To avoid disappointment or unexpected hospital bills, always use the 2-minute verification method: check the official PHIMC portal or make a quick phone call to the hospital's Sehat Sahulat counter before traveling.

Major Empanelled Hospitals in Lahore (Representative Examples)

GOVERNMENT TEACHING HOSPITALS (PERMANENT DESKS)

Public Sector Tertiary Care Institutions

Government teaching hospitals maintain permanent 24/7 Sehat Sahulat facilitation desks for all clinical departments:

Mayo Hospital (Hospital Road, Anarkali) — Comprehensive surgeries, oncology, trauma.
Jinnah Hospital (Faisal Town) — Cardiology, general surgery, maternity, pediatrics.
Lahore General Hospital (LGH) (Ferozepur Road) — Neurosurgery, orthopedics, emergency care.
Services Hospital (Jail Road) — Internal medicine, endocrinology, general surgery.
Sir Ganga Ram Hospital (Queen's Road) — Gynecology, obstetrics, pediatrics.
Shaikh Zayed Hospital (Muslim Town) — Nephrology, kidney transplant, liver care.
Punjab Institute of Cardiology (PIC) (Jail Road) — Cardiac bypass, angioplasty, stents.

PRIVATE EMPANELLED HOSPITALS (VERIFY STATUS FIRST)

Participating Private Health Networks

These major private institutions have historically participated in the panel (always confirm active quota before admission):

Doctors Hospital & Medical Center (Johar Town) — Specialized surgeries, ICU care.
Hameed Latif Hospital (New Garden Town) — Maternal care, neonatal ICU, laparoscopy.
Fatima Memorial Hospital (FMH) (Shadman) — General medicine, pediatrics, rheumatology.
Ittefaq Hospital (Trust) (Model Town) — General surgery, cardiology, orthopedic care.
Farooq Hospital (West Wood / Allama Iqbal Town branches) — Dialysis, general inpatient care.
National Hospital & Medical Centre (DHA Phase 1) — Neurosurgery, critical care.
Surgimed Hospital (Gulberg II) — ENT, ophthalmology, general surgical procedures.

Step-by-Step Sehat Card Admission Procedure

How to verify panel status and access cashless hospital treatment

VERIFIED PROCESS FLOW

Live Directory1

Check Live List on PHIMC

Visit phimc.punjab.gov.pk or call 0800-09009 to confirm the hospital is currently on the active panel.

CNIC Required2

Bring Original CNIC / B-Form

Your original NADRA CNIC or child B-Form serves as your medical insurance card.

Desk Verification3

Visit Sehat Sahulat Desk

Go directly to the dedicated Sehat Sahulat Program facilitation counter inside the hospital.

Cashless Treatment4

Cashless Inpatient Care

Approved admissions, surgeries, room charges, and post-discharge medicines are 100% cashless.

Follow steps in direct numerical order. Avoid unverified middle-men or agents.PAKISTAN INFO HUB • 2026 DIRECTORY

What Is Covered vs. What Is Excluded (Inpatient vs. OPD)

✓ FULLY COVERED (INPATIENT & DAY-CARE PROCEDURES)

Hospitalization & Bed Charges: General ward and semi-private room charges during indoor admission.
Major & Minor Surgeries: Appendectomy, gallbladder removal (laparoscopic), hernia, fractures, and bypass surgery.
Maternity Care: Normal delivery, C-section operations, and post-natal infant care.
Critical Illnesses: Cancer chemotherapy, kidney dialysis, neurosurgery, and cardiovascular stents.
In-Hospital Diagnostics: MRI, CT scans, blood tests, and ultrasound done during admission.
Post-Discharge Medicines: Prescribed essential medicines for up to 5–7 days following discharge.

✗ STRICTLY NOT COVERED (OUTPATIENT & ELECTIVE)

Outpatient (OPD) Visits: Routine walk-in clinic doctor consultations without 24-hour admission.
Daily Retail Pharmacy: Routine walk-in prescriptions bought from commercial medical stores.
Cosmetic & Aesthetic Procedures: Plastic surgery, teeth whitening, hair transplants.
Routine Dental & Vision Checkups: Eye checkups for spectacles and dental scaling/fillings.
Non-Empanelled Clinics: Any treatment received at private clinics not officially on the PHIMC panel.

How to Check the Official Live Hospital Directory

Use these 3 official government channels to verify the exact status of any hospital before traveling:

1. PHIMC Web Portal

Visit phimc.punjab.gov.pk, select "Empanelled Hospitals", and filter by District "Lahore".

2. Toll-Free Helpline

Call the toll-free helpline at 0800-09009 to speak with a representative regarding active panel facilities.

3. State Life Sehat App

Download the "Sehat Sahulat App" on Android/iOS to locate nearby empanelled hospitals with real-time GPS maps.

Frequently Asked Questions (Sehat Card Lahore Usage)

Is the hospital list on this page complete and guaranteed current?

No list on any third-party website can guarantee 100% real-time accuracy because hospital contracts are audited and updated periodically by the Punjab government. We list the most well-known, established institutions, but you should always check the live database at phimc.punjab.gov.pk before admission.

What if my chosen hospital says it is no longer on the Sehat panel?

If a private hospital has temporarily suspended its panel operations, you can visit any of Lahore’s major public teaching hospitals (such as Mayo, Jinnah, Services, or Lahore General Hospital), where Sehat Sahulat facilitation desks operate around the clock without interruption.

Does OPD get covered under the Sehat Card at all?

No. OPD consultations and routine walk-in doctor checkups are not covered under the Sehat Sahulat Program. Coverage begins when a patient is formally admitted as an indoor patient (inpatient) or requires designated day-care procedures like chemotherapy or hemodialysis.

Do I need a separate plastic Sehat Card to get admitted?

No separate plastic card is required. In Punjab, your original NADRA Computerized National Identity Card (CNIC) serves as your digital Sehat Card. For children under 18, their NADRA B-Form along with the parent's CNIC is used.

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