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Pakistan Official Services Information Portal • Updated September 2026
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WELFARE ELIGIBILITY EXPLAINERBISP NSER OFFICIAL CRITERIA

BISP PMT Score Explained: How It's Calculated & What 32 Cutoff Meansنادرا و بے نظیر پی ایم ٹی سکور کیا ہے؟ اہلیت کا فارمولا اور دوبارہ سروے

Most applicants are told their "PMT score is too high" without understanding what PMT actually measures. Learn how the National Socio-Economic Registry (NSER) calculates poverty scores from household indicators, why genuine applicants get disqualified, and how to request a dynamic re-survey.

In Short
Verified Summary
Audio Guide:

How to Check or Verify: What is a BISP PMT Score and Why Does it Matter?

The Proxy Means Test (PMT) score (0–100) is a statistical assessment of your household’s living standard calculated from 43 NSER survey indicators (housing quality, assets, dependents, electricity use). To qualify for Benazir Kafaalat, your PMT score must be 32 or below (37 for disabled individuals).

How NSER Calculates Your PMT Score: 4 Core Factor Groups

Because unverified salary receipts can easily be falsified, the government uses tangible "proxies" to estimate consumption. Here is what the survey actually evaluates:

1. Housing & Living Conditions
  • Construction Material: Pacca (concrete/brick) vs Katcha (mud/thatch) walls and roofing.
  • Sanitation & Water: Flush toilet vs shared latrine; piped tap water vs outside well.
  • Rooms & Occupancy: Total number of rooms compared to total family members.
2. Productive Assets & Durables
  • Vehicles: Ownership of motorcycle, rickshaw, tractor, or passenger car.
  • Appliances: Presence of refrigerator, air conditioner, washing machine, or solar system.
  • Land & Livestock: Cultivated agricultural acreage, cattle, or commercial property.
3. Household Demographics & Education
  • Dependency Ratio: Ratio of non-working infants, elderly, and sick persons to earning adults.
  • Literacy Level: Highest educational attainment of the head of household and spouse.
  • Employment Type: Daily wage laborer vs permanent salaried employee.
4. Automated Database Cross-Checks
  • Excise Verification: Any motor vehicle registered in the applicant's or spouse's CNIC.
  • Immigration / Passport: International travel history or overseas employment records.
  • FBR Tax Records: Active taxpayer registration or commercial business NTN linkage.

Why Does My PMT Score Show High Despite Being Poor? (Top 4 Traps)

1. Old Vehicle Sold on "Open Letter"

If you sold a motorcycle or old vehicle years ago on an open transfer letter, Excise records still show you as the owner, automatically pushing your PMT score above 32.

2. Shared Electricity Meter in Your Name

Having a commercial or high-unit multi-family electricity meter registered under your CNIC flags high utility consumption.

3. Incomplete Family Tree (B-Form Omission)

Failing to register all minor children on NADRA B-Form makes your family size appear small, skewing the dependency calculation.

4. Outdated Survey Data from Years Ago

If your previous survey was conducted when an earning family member was alive or employed, the system continues to use obsolete scores.

How to Request an NSER Dynamic Re-Survey at BISP Tehsil Office

1

Update NADRA Records First

Before visiting BISP, ensure all children are registered on the Computerized B-Form (CRC), deceased members are cancelled via death certificates, and marital status is accurate on your CNIC.

2

Visit BISP Tehsil Registration Desk in Person

The female head of the family must visit the nearest BISP Tehsil Center with original CNIC, B-Forms, and a registered SIM in her own name. No appointment is needed.

3

Complete the 43-Question Biometric Interview

Answer the NSER data entry operator truthfully regarding room count, livestock, water source, and dependents. Verify fingerprint scans and obtain the survey receipt slip.

4

Track Eligibility via 8171 SMS or Web Portal

After automated algorithmic processing (typically 4 to 8 weeks), send your CNIC to 8171 or check the 8171 web portal to confirm your updated PMT status.

Related Welfare & Verification Tools

Step-by-Step BISP PMT Score Verification & Re-Survey Flow

4-stage verified sequence from 8171 checking to NSER dynamic registration

VERIFIED PROCESS FLOW
1

Check Status on 8171 Portal

8171 Lookup

Send 13-digit CNIC to 8171 SMS or enter on 8171.pass.gov.pk to verify if household PMT is under the 32 cutoff.

2

Prepare Mandatory Documents

Checklist

Gather original CNIC of female household head, Nadra B-Forms for all children, and latest paid electricity bill.

3

Visit BISP Tehsil Office

NSER Desk

Appear in-person at your local Tehsil Dynamic Registration counter for biometric verification and survey interview.

4

Automated Scoring & 8171 SMS

Confirmation

BISP systems cross-match asset databases to compute your updated PMT score and send official decision SMS from 8171.

Related BISP & Welfare Guides on Pakistan Info Hub

Frequently Asked Questions (PMT Score & Eligibility)

Essential guidelines on 43 poverty proxies, 32 cutoff score, and survey rules

Verified Answers

The Proxy Means Test (PMT) score is a statistical number between 0 and 100 that estimates a household's socio-economic status. Rather than relying on self-reported monthly income (which is difficult to verify in informal economies), it uses approximately 43 visible proxies such as household assets, construction quality, family size, utility usage, and education levels.

Official Sources Cited:

Benazir Income Support Programme (BISP) Official Portal: https://bisp.gov.pk/8171 Web Portal for Eligibility Tracking: https://8171.pass.gov.pk/Ministry of Poverty Alleviation & Social Safety Pakistan: https://pass.gov.pk/