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Govt LoansOfficial Information Directory 2026

Mera Ghar Mera Ashiana Housing Scheme 2026: Subsidized Home Financing

Guide for Mera Ghar Mera Ashiana Low-Cost Housing Financing 2026. Subsidized mortgage rates, Naya Pakistan Housing registration, eligibility by CNIC.

LAST VERIFIED ON:August 10, 2026

Verified by: Editorial Team (Mortgage Desk)

Source: State Bank of Pakistan Housing Finance
Audio Guide:
Helpline: 051-111-111-786
GOVERNMENT HOUSING & YOUTH LOAN
ORIGINAL DIAGRAM
SOURCE CITATION: GOVT GAZETTE 2026
Mera Ghar Mera Ashiana Housing Scheme 2026: Subsidized Home Financing Official Guide 2026 Pakistan Info Hub
In Short
Verified Summary
Audio Guide:

Mera Ghar Mera Ashiana Housing Scheme 2026: Subsidized Home Financing

Mera Ghar Mera Ashiana is a government-subsidized mortgage program enabling low and middle-income families to finance constructed houses or apartments over 15 to 20 years with fixed discounted markup tiers starting at 3% to 5%.

Mera Ghar Mera Ashiana Housing Scheme 2026: Subsidized Home Financing

Official NADRA CNIC-based preliminary eligibility checker

0% Interest / Subsidized 2026
No application fees charged. Loans are disbursed directly via National Bank of Pakistan (NBP) & Bank of Punjab (BOP).

Detailed Guide & Guidelines

Compare state-subsidized housing finance options offered across Commercial Banks, Meezan Islamic Bank, and House Building Finance Corporation (HBFC).

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Frequently Asked Questions (FAQs)

Under Govt interest-free housing schemes (Apni Chhat), eligible applicants receive up to PKR 1.5 Million at 0% markup.

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