How can I find my Property Tax Number if I lost my previous bill?

You can retrieve your property tax identifier by: (1) Visiting your district Excise and Taxation office with your property registry/deed, (2) Searching by owner CNIC or property location on the provincial Excise web portal, or (3) Calling the provincial Excise helpline (1035 in Punjab or 021-111-374-634 in Sindh).

Is there a discount or rebate for paying property tax early in Pakistan?

Yes! In Punjab, the Excise and Taxation Department typically offers a 5% rebate on the total annual property tax for taxpayers who pay their full annual dues in a lump sum on or before September 30 of the financial year. Sindh and other provinces also announce periodic early-filing incentives.

Can I still pay property tax in person at a bank branch?

Yes. You can generate a computerized PSID challan online and take the printed voucher to any designated commercial bank branch (National Bank of Pakistan, Bank of Punjab, Sindh Bank, etc.) or 1-Link participating Over-The-Counter (OTC) banking desk.

What happens if I do not pay property tax on time?

Under the Urban Immovable Property Tax Act 1958, non-payment of property tax incurs monthly cumulative penalty surcharges. Continued non-compliance can lead to the issuance of attachment warrants, freezing of property transfer NOCs, and physical sealing of commercial or rented premises by the Excise inspectorate.

PROVINCIAL TAX DIRECTORYEXCISE & ePAY PORTALS 2026

Property Tax Online Check & Payment in Pakistan (2026 Guide)پراپرٹی ٹیکس آن لائن چیک اور ادائیگی: پنجاب، سندھ، کے پی اور ای پے پی ایس آئی ڈی رہنمائی

Q: What is the difference between Property Tax and Stamp Duty (e-Stamping)?

Stamp Duty (paid via e-Stamping Challan 32-A) is a ONE-TIME transaction tax paid during the purchase, sale, or transfer of a property. Property Tax is an ANNUAL recurring municipal tax collected every year by the provincial Excise and Taxation Department on properties you already own, calculated based on the property’s Annual Rental Value (ARV), location, and covered area.

Own a residential or commercial property in Pakistan? Here is the complete guide to checking your annual property tax dues online, finding your PT-10 / Property Account Number, generating a 1-Link PSID on ePay portals, and claiming early-payment rebates.

In Short

Verified Summary

Audio Guide:

How to Check or Verify: How to Check and Pay Property Tax Online in Pakistan

Property tax is an annual recurring provincial tax levied on urban properties, separate from one-time stamp duty. In Punjab, check and pay via ePay Punjab (epay.punjab.gov.pk) or Excise portal (excise.punjab.gov.pk) using your PT-10 number. In Sindh, pay via ePay Sindh (epay.gos.pk) or taxportal.excise.gos.pk using your Property Account Number. Generate a 1-Link PSID to pay via mobile banking.

Annual Property Tax vs. One-Time Stamp Duty: The Vital Distinction

A frequent confusion among Pakistani property owners is mixing up Stamp Duty (e-Stamping) with Urban Immovable Property Tax (UIPT).

When you purchase a house or plot, you pay Stamp Duty, TMA Transfer Tax, and FBR Section 236-K taxes once to register the deed. In contrast, Property Tax is a recurring annual municipal tax collected every year by the provincial Excise and Taxation Department to fund public roads, street lighting, and civic infrastructure.

Province-by-Province Official Portals & Systems

PUNJAB (LAHORE, RWP, FAISALABAD, MULTAN)

ePay Punjab & Excise Department (PT-10 System)

Official Portals: epay.punjab.gov.pk or the ePay Punjab App; information portal at excise.punjab.gov.pk.
Identifier Needed: 17-digit Property Identification / PIN number from your PT-10 Challan.
Early Rebate: Punjab offers a 5% lump-sum rebate for payments completed on or before September 30 each fiscal year.
Payment Channels: 1-Link 1-Bill, Mobile Banking, ATMs, JazzCash, EasyPaisa, and Bank of Punjab counters.

SINDH (KARACHI, HYDERABAD, SUKKUR)

ePay Sindh & Excise Tax Portal (taxportal.excise.gos.pk)

Official Portals: taxportal.excise.gos.pk and the central payment aggregator at epay.gos.pk.
Identifier Needed: Your Property Account Number (e.g., 999991-02-0000095321) found on municipal tax demand notices.
Tax Calculation Basis: Levied on the Annual Rental Value (ARV) and category zoning of the locality.
Payment Channels: 19-digit PSID payable via 1-Link, Debit/Credit cards, Sindh Bank, NBP, and digital wallets.

KHYBER PAKHTUNKHWA (PESHAWAR, MARDAN, ABBOTTABAD)

KP Excise, Taxation & ePay KP

Official Portal: kpexcise.gov.pk and the Zama KP / ePay KP platform.
Identifier Needed: Property Unit Identification Code assigned during urban property GIS surveys.
Payment Channels: Mobile banking, Bank of Khyber (BOK), and OTC cash desks.

ISLAMABAD CAPITAL TERRITORY (ICT / CDA)

CDA Revenue Directorate & 1-Bill System

Official Portal: Capital Development Authority (CDA) digital tax system via cda.gov.pk.
Identifier Needed: Consumer / Plot Number specified on CDA water & property maintenance tax bills.
Payment Channels: 1-Bill invoice on any Pakistani banking app or designated 1-Link ATMs.

Step-by-Step Online Property Tax Verification & Payment

How to look up dues, generate a PSID, and clear your property records

VERIFIED PROCESS FLOW

Identifier Lookup1

Find Your Property PIN / PT-10

Locate your 17-digit property tax number from an old PT-10 challan (Punjab) or Property Account Number (Sindh).

Online Portal2

Enter on Provincial Portal

Open ePay Punjab (epay.punjab.gov.pk) or ePay Sindh (epay.gos.pk) and select "Property Tax".

Challan Created3

Generate 1-Link PSID

Review the calculated annual tax dues, apply available early-rebates, and generate your 1-Link PSID.

Instant Clearance4

Pay via Mobile Bank / Wallet

Pay using your mobile banking app, ATM, JazzCash, or EasyPaisa under "1-Bill / Gov Taxes" and save the receipt.

Follow steps in direct numerical order. Avoid unverified middle-men or agents.PAKISTAN INFO HUB • 2026 DIRECTORY

How to Find Your Unique Property Tax Number (PT-10 / PIN)

Before you can check your dues on ePay, you need your property's unique identification code. Here are the 3 ways to find it:

1. Previous Paper Challan

Look at the top right corner of any previous PT-10 or Excise tax challan. The 17-digit PIN (Property Identification Number) is printed clearly.

2. Search by CNIC / Plot

Log into the provincial Excise portal (e.g. excise.punjab.gov.pk or taxportal.excise.gos.pk) and query by owner CNIC or complete plot/sector address.

3. Excise Office / Helpline

Call the provincial helpline (1035 in Punjab or 021-111-374-634 in Sindh) or visit your district Excise facilitation center with your property deed.

Penalties & Legal Consequences of Non-Payment

Under the Urban Immovable Property Tax Act 1958, failing to pay annual property tax carries escalating legal and financial consequences:

1. Monthly Surcharges

Late payments incur cumulative monthly penalty surcharges added directly to your outstanding tax ledger.

2. Property Transfer Blocked

Excise departments refuse to issue the mandatory Tax Clearance Certificate (PT-1 NOC), blocking you from legally selling or gifting the property.

3. Sealing & Attachment

For severe commercial or rental defaults, the Excise inspectorate holds statutory powers to seal premises or attach tenant rent directly to the treasury.

Frequently Asked Questions (Property Tax Clarifications)

What is the difference between property tax and stamp duty?

Stamp duty (via e-Stamping Challan 32-A) is a one-time transaction tax paid when purchasing or transferring ownership. Property tax is an annual recurring tax paid every year to the provincial Excise department on real estate you currently own.

Does property tax apply to all properties or are there exemptions?

Exemptions vary by province. In Punjab and Sindh, small residential houses (commonly 5 marla or under 120 sq. yards, subject to category zoning), places of worship, registered charitable trust properties, and houses owned by widows/disabled persons frequently qualify for full or partial tax exemptions upon filing an official application.

Can I pay property tax using JazzCash or EasyPaisa?

Yes! Once you generate your 17-digit PSID on ePay Punjab or ePay Sindh, open the JazzCash or EasyPaisa app, select Govt Taxes / 1-Bill, enter the PSID number, and confirm the payment.

How do I get an official receipt after online payment?

After completing payment, return to the ePay Punjab or ePay Sindh app and open the "History / Transaction Record" section to download the digitally signed computerized payment voucher with its unique transaction ID.

Related Land Records & Real Estate Utilities

One-Time Tax